Health Insurance For Plumbers

When Can Plumbers Obtain New Insurance?

Enroll In Qualified Health Plans Certified By The Health Insurance Marketplace During Open Enrollment Periods

The federal government creates an “open enrollment period” where you may change your health insurance without a qualifying event. An example event is acquiring new health insurance if you were to become employed. This is when you may drop your current insurance and find new major medical policies.

The certified health plans offered on the marketplace are required to provide essential health benefits, cover pre-existing conditions. These traditional health plans have limits on deductibles, copayments and out-of-pocket maximum amounts. These are policies that are similar to employer-sponsored insurance. These same policies can be found on private exchanges, like Smart and Simple Insurance.

You Can Enroll Anytime For Short-Term Medical Policies

Though the benefits are not as robust as an ACA-compliant plan, Short Term Health Insurance can save you money. These plans are recommended for persons that are in relatively good health. Short-term health insurance plans may deny any claims considered as pre-existing conditions. They may pay for treatments for medical conditions you may have had before the plan started.

If you are just getting started owning your own business, getting an affordable Short-Term Medical Policy will help you control costs from the start.

Check If You Can Receive Medicaid or the Children’s Health Insurance Program

If you are 65 years old and not receiving social security, you may have to sign up for Medicare. If you are not nearing retirement age, you may qualify for assistance through the federal Medicare program or Children’s Health Insurance Program, also known as CHIP.

Medicaid eligibility is determined based on your income. Medicare is also available for the elderly, pregnant women and adults and children with disabilities.