Simple and Fast. Smart to Have.
What Is Private Dental Insurance?
Self-employed individuals and contract workers that are looking for dental insurance benefits will need to look for a private plan as they are not included in most major medical health insurance. There’s many options out there to choose from. You’ll want a dental plan that covers preventative care at the minimum to get your timely cleanings and exams.
Out Of Pocket Costs With Dental Insurance
Most dental insurance plans, like those from Smart and Simple Insurance, are very affordable and offer a wide range of in-network dentists. Depending on the level of dental coverage you want will affect your co-pays and other benefits.
- Major Medical - Compare hundreds of Individual & Family plans
- Short Term Insurance - As low as $85/month with $10k deductible
- Dental Plans - Starting at $21/month
- Vision Insurance - Starting at $5/month
- Supplemental Insurance - As low as at $38/month
- TeleMedicine - Only $19.95/month, saving you hundreds in the long run
* Availability may be different in some States
Smart and Simple Dental Plans
All of the individual and family dental health plans cover the following:
- Routine Exams
- Fluoride treatments
- Filling restoration
Major Dental Care Plans
- Root canals
- Other Radiographs—other X-rays
- Periodontic Services—to treat gum disease
- Endodontics Services—root canals
- Prosthodontic Services—bridges, implants and dentures
- Relines and Repairs—to bridges and dentures
- Oral Surgery Services—extractions and dental surgery
- Major Restorative Services—crowns and veneers
Plans Start At $21 / Month
Frequently Asked Questions
Why Is Dental Health Care So Important?
The facts of American’s dental health tell the story. Tooth decay affects more than 25% of U.S. children aged 2 to 5 and half of adolescents. Adults aged 35 to 44 have a 1 in 7 chance at having gum disease, rate increases to 1 in 4 after the age of 65.(1) Over time, tooth decay leads to drillings with fillings and sometimes dental implants or tooth extractions. Getting in front of these issues early with preventative dental care will improve your overall oral health.
What Is Periodontal Disease?
Periodontal disease is the result of bacterial infections and inflammation around the gums and bone. Early stages of the disease shows as gingivitis, which is swollen gums and inflammation around the teeth. Inflammation is a natural response when harmful bacteria is present.
As the condition progresses into chronic periodontitis, the gums may pull away from your teeth and decay. This leads to bone loss and teeth that become loose or fall out.
The CDC has reported that 47.2% of adults over the age of 30 have some sort of periodontitis. (2) This statistic moves up to over 70% in seniors 65 years and older. If you are experiencing redness or bleeding in your gums, you’ll want to choose a plan that offers Periodontal dental services.
Your Dentist May Find Oral and Pharyngeal (Mouth and Throat Cancer)
When you have dental benefits and go to your check ups, your dentist will see beyond your teeth. Dentists are on the frontline of finding other mouth and throat anomalies. More than 7,800 people die each year from oral and pharyngeal cancer in the United States.(3)
Simple and fast. Smart to have.
Compare Plans In 2 Minutes
Over four million people have obtained health insurance through our enrollment portals. With variety of products for customers to build an insurance plan specific to their needs, makes our offerings “smart” to have.