Vision Insurance – What is it and why do you need it?
What is Vision Insurance? Vision insurance plans are designed to reduce the costs associated with routine preventive eye care like annual eye exams and prescription eyewear or contact lenses. The range of coverage for procedures depends on the company and plan level,...
What is the Gig Economy?
A gig economy is when a company entity or group of entities choose to hire freelancers, independent contractors, and temporary employees instead of full-time employees. It is a stark contrast to the traditional way of hiring full-time employees full-time....
Healthcare in 2020: What You Need to Know
If you’re reading this, smart money says you’re just as confused as most people about healthcare in 2019. Can I buy coverage now? Maybe. Is there a penalty if I don’t find an ACA plan? No. What are my options if I lost my coverage? Several. Is it even...
What is a Health Savings Account?
A Health Savings Account (HSA) is a tax-advantaged medical saving account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP). The funds contributed to an account are not...
5 Ways to get Health Insurance when Self Employed
One of the biggest challenges facing freelancers today (aside from landing paying clients) is finding affordable healthcare coverage. In fact, according to a 2016 study by Upwork, 11 million freelancers in the U.S. workforce are without health insurance. It can be...
4 New Tax Exemptions If You Don’t Have Qualified Health Insurance
People who were not insured by a government approved plan in 2016, 2017 and 2018 now have more available ways to escape Affordable Care Act fines. Four new exemptions have been added to already existing ones for these years, meaning taxpayers may be able to recoup...
3 Reasons Temporary Health Insurance Is Better Than COBRA
When you’re facing a loss of medical coverage due to temporary gaps in employment or another factor, purchasing COBRA coverage could initially seem like the right choice to protect your health and finances. Under HIPAA, federal law requires employers with 20 people or...
Top 5 Reasons to Have Short-Term Medical Insurance
Short-term medical insurance policies are the answer to many people’s insurance problems. They help protect customers without major medical policies from the high costs of healthcare. These policies provide a much-needed safety net for the millions of...
Health Savings Accounts Rules for 2018
There are certain tax “breaks” or benefits that the Tax Reform Act did not eliminate. One is the Health Savings Account (the”HSA”). HSAs help people with qualifying high-deductible health insurance policies to save money toward their healthcare expenses. Those who...
The Growth of Telemedicine
Telemedicine is becoming a hugely popular healthcare product and a great way to connect doctors and medical facilities with patients. Although many people are still not familiar with its application or availability, the medical community is acutely aware of the cost...