Find Affordable Health Insurance In Nevada

Learn about medical health insurance coverage options in Nevada and where to find them.

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Health Plans By Type In Nevada

Health Insurance Costs In Nevada

state of nevada

Nevada Major Medical Plans

The Affordable Care Act (ACA) health insurance, sometimes known as Obamacare, extends medical coverage beyond doctor visits and surgical procedures. Most of the plans pay all or a portion of the price of your prescribed drugs, as well as other healthcare-related services such as rehab, nursing home care, physical therapy, and mental health care.

When Is Federal Open Enrollment?

You can enroll in an ACA health plan during the Federal Open Enrollment period. Every year, from November 1 to January 15, this takes place.

When Is Nevada’s Open Enrollment Period?

Nevada observes the annual federal open enrollment period, which lasts from November 1 to January 15.

Special Enrollment Periods

Outside of the federal Open Enrollment period, you can register for an ACA health plan within 60 days after a qualifying life event.

Types Of Qualifying Life Events:

  • Loss of health coverage. Losing existing health coverage, including job-based, individual, and student plans.
  • Changes in marital status (getting married/divorced)
  • Having a baby or adopting
  • Changes in residence. Moving to a different ZIP code or county

Nevada Health and Wellness By City

Carson City
Enterprise
Henderson
Las Vegas
North Las Vegas
Paradise
Reno
Sparks
Spring Valley
Sunrise Manor

Temporary Medical Insurance In Nevada

A temporary health insurance plan can offer you basic medical coverage during a gap in insurance coverage.

Who Needs Temporary Health Insurance?

  • Individuals who missed the deadlines for the ACA exchanges and need to wait until the next enrollment period
  • Individuals who have a waiting period before enrollment in another program
  • People who are temporarily in between jobs or have been laid off
  • Self-employed individuals
  • People looking for a plan less expensive COBRA health insurance
  • Those needing temporary coverage:
    • College students or recent graduates
    • Young adults coming off their parent’s health benefit plan
    • Retirees waiting for Medicare eligibility
    • Coverage for dependents not covered under an employer plan

What Is COBRA Insurance?

The Federal COBRA Act allows employees and their qualifying dependents to extend the coverage of their workplace health insurance if the policy would expire due to a qualifying event.

COBRA coverage is available for up to 18 months for workers and 36 months for families.

To join a COBRA plan, the employer who provided the work health insurance will give enrollment information within 45 days of losing the benefits.

Low-Income Health Insurance In Nevada

Nevada Health Link is a low-income health insurance program in Nevada. People can access a variety of insurance plans from numerous health insurance providers through Nevada Health Link, along with tools and resources to help you find the best plan for you.

It helps you locate an affordable health insurance plan that satisfies your requirements and spending limit.

Visit nevadahealthlink.com/sep/ to create an account.

Reporting Health Insurance Fraud In Nevada

The second most expensive white-collar crime in the US is insurance fraud, after only tax evasion.

Healthcare fraud is not a victimless crime. It costs tens of billions of dollars annually and has an impact on everyone, including both businesses and individuals. It has the potential to increase health insurance premiums, expose you to unneeded medical treatments, and raise taxes.

Contact the Insurance Commissioner’s office, which has jurisdiction over insurance companies in the State of Nevada, if you want general information regarding insurance in the State of Nevada or if you are having problems with an insurance company. They deal with disputes between policyholders and their insurance companies, and the Office of the Attorney General is responsible for investigating offenses involving insurance fraud.

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