Find Affordable Health Insurance In Arkansas
Learn about medical insurance coverage options in Arkansas and where to find them.
- ACA Health Insurance - Compare hundreds of Individual & Family plans
- Short Term Health - As low as $85/month with $10k deductible
- Accident Only Coverage - As low as at $45/month
- Dental Plans - Starting at $21/month
- Vision Insurance - Starting at $5/month
- Telehealth - Only $19.95/month, saving you hundreds in the long run
Arkansas Major Medical Plans
The Affordable Care Act (ACA) health insurance, sometimes known as Obamacare, goes beyond doctor visits and surgical procedures. The majority of plans cover all or a portion of the cost of your prescription medicines, as well as other healthcare-related services such as physical therapy, mental health care, nursing home care, and rehabilitation.
When Is Federal Open Enrollment?
You may enroll in an ACA health plan during the Federal Open Enrollment period. This takes place every year, from November 1 to January 15,
When Is Arkansas Open Enrollment Period?
Arkansas follows the annual federal open enrollment period, which lasts from November 1 to January 15.
Special Enrollment Periods
Within 60 days following a qualifying life event, you may enroll in an ACA health plan outside of federal Open Enrollment.
Types Of Qualifying Life Events:
- Loss of health coverage. Losing existing health coverage, including job-based, individual, and student plans.
- Changes in marital status (getting married/divorced)
- Having a baby or adopting
- Changes in residence. Moving to a different ZIP code or county
Temporary Medical Insurance In Arkansas
A short-term health insurance plan can offer you basic medical coverage during a gap in insurance coverage.
Who Needs Temporary Health Insurance?
- Individuals who missed the deadlines for the ACA exchanges and need to wait until the next enrollment period
- Individuals who have a waiting period before enrollment in another program
- People who are temporarily in between jobs or have been laid off
- Self-employed individuals
- People looking for a plan less expensive COBRA health insurance
- Those needing temporary coverage:
- College students or recent graduates
- Young adults coming off their parent’s health benefit plan
- Retirees waiting for Medicare eligibility
- Coverage for dependents not covered under an employer plan
What Is COBRA Insurance?
The Federal COBRA Act allows employees and their qualified dependents to extend the coverage of their workplace health insurance if the policy might terminate due to a qualifying event.
COBRA coverage is available for up to 18 months for employees and 36 months for families.
To begin a COBRA plan, the employer who offered the work health insurance must give enrollment information within 45 days of losing those benefits.
Low-Income Health Insurance In Arkansas
ARMEDICAID is a low-income health insurance program in Arkansas. A Medicaid program called ARMEDICAID provides qualified Arkansans with private health insurance coverage. Low-income Arkansans can use Medicaid to help pay for medically essential treatments. You may check if you qualify at mdp.mmis.arkansas.gov/
Reporting Health Insurance Fraud In Arkansas
Fraud may cause several issues, including depleting funds or resources from programs that might otherwise be accessible to Arkansans in need. Medicaid fraud, abuse, and neglect reports are taken seriously by the Medicaid Fraud Control Unit. A report can be filed here. All complaints are kept private.
Who We Are
Over four million people have obtained health insurance through our enrollment portals. With variety of products for customers to build an insurance plan specific to their needs, makes our offerings “smart” to have.