Individuals Drivers & Fleet Owners Looking For Health Benefits

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Your greatest asset is your ability to earn.
Your greatest strength is your HEALTH.

Home20Health Health & Wellness

Home20Health Wellness Plans offer individual options allowing fleet owners & independent truckers to customize their coverage with a focus on dental, vision, and life insurance, as well as occupational accident protection.

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Join thousands of professional drivers who’ve found health coverage for than $0.01 per mile.

Fleet Owners! Attract and Retain Drivers with Bundled Health Products

For Fleet Owners, Home20Health is a cost-effective way to attract and retain drivers. Offering a range of tailored benefits like dental, vision, and occupational accident coverage, these plans fit the unique needs of truckers and come with an extensive PPO network. This makes Home20Health a smart choice for enhancing driver satisfaction without a hefty price tag.

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Occ/Acc Coverage For Your Fleet Drivers

Understanding the differences between occupational accident insurance and workers’ compensation can help you make an informed decision. Here are some quick comparisons:

  • Cost-Effectiveness: Occupational accident insurance is generally more affordable than workers’ compensation.
  • Flexibility: You can choose the coverage amounts and deductibles that suit your needs.
  • Legal Aspects: Unlike workers’ compensation, occupational accident insurance allows you more control over legal liabilities.

Group Discounts and List Billing Available

Offering healthcare and dental coverage significantly improves employee satisfaction and minimizes attrition rates. For those with a Major Medical Plan, our supplemental options could potentially offset your deductible.

  • Health Plan Bundle: Obtain comprehensive Driver perks ranging from $10, $24.95, $57.22 or $64.32 monthly.
  • All-in-One Marketplace: Employees have the option to select from a variety of coverages including dental, vision, health, accident and life insurance.
  • Simplified Tracking with List-Billing: Receive a comprehensive monthly statement for effortless monitoring.

Ready To Get Started? Contact Us

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Health Plans For Professional Drivers

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For truckers constantly on the move, health plans that cover new accidents or illnesses are an affordable option that aligns well with their transient lifestyle. These plans often come with extensive PPO networks, giving truckers the flexibility to access a wide range of healthcare providers across different regions.

The cost-effectiveness and broad provider access make these plans a practical choice for truckers, allowing them to secure essential medical coverage without long-term financial commitments.

No Waiting! Next Day Occupational Accident Available 

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Occ Acc Direct provides next-day occupational accident insurance. A necessity for independent truckers. Start your plan here.

Save Up To 80% Off Your Prescriptions

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Most Popular Affordable Basic Health Plans for Truckers

With Elite Health Care, Basic Health Plus, and Basic Health Advantage Membership, you gain access to comprehensive coverage, including 24/7 telehealth services via Teladoc with $0 copay for general medicine, and access to dermatology and mental health services (copays apply). These plans offer additional benefits like healthcare savings, prescription discounts, identity theft protection, and full-service identity restoration. Elite Health Care and Basic Health Plus also include a Healthcare Navigator, surgery and bill negotiation services, lab and x-ray discounts, and accident medical insurance. Furthermore, Elite Health Care provides critical illness coverage, offering a safety net for high out-of-pocket costs.

Basic Health Advantage Membership

  • Telehealth services through Teladoc: 24/7 national access to Physician visits
    • $0 copay for General Medicine for you and your dependents
    • Dermatology visits (copay’s apply)
    • Mental Health (copay’s apply)
  • Access to educational resources for independents and creators
  • Healthcare-related savings, easing financial pressures.
    • Prescription discounts at over 62,000 providers
  • Identity Theft Protection: It’s a scary world out there!
    • Full Service Identity Restoration
    • Lost Wallet Service

Basic Health Plus

  • Telehealth services through Teladoc: 24/7 national access to Physician visits
    • $0 copay for General Medicine for you and your dependents
    • Dermatology visits (copay’s apply)
    • Mental Health (copay’s apply)
  • Access to educational resources for independents and creators
  • Healthcare-related savings, easing financial pressures.
    • Prescription discounts at over 62,000 participating providers
    • Healthcare Navigator: Advisors helping you understand
    • Surgery Saver
    • Bill Negotiator: average of 80% savings on the members out-of-pocket portion of medical bills
  • Identity Theft Protection: It’s a scary world out there!
    • Full Service Identity Restoration
    • Lost Wallet Service
  • $10,000 Association Group Accident Medical Insurance coverage, protecting against unforeseen accident medical expenses.
  • $25,000 AD&D and $250 Hospital Indemnity Group insurance coverage, offering a safety net for high out-of-pocket costs.

Elite Health Care

  • Telehealth services through Teladoc: 24/7 national access to Physician visits
    • $0 copay for General Medicine for you and your dependents
    • Dermatology visits (copay’s apply)
    • Mental Health (copay’s apply)
  • Access to educational resources for independents and creators
  • Healthcare-related savings, easing financial pressures.
    • Prescription discounts at over 62,000 participating providers
    • Healthcare Navigator: Advisors helping you understand
    • Surgery Saver
    • Bill Negotiator: average of 80% savings on the members out-of-pocket portion of medical bills
    • Lab and X-ray discounts
  • Identity Theft Protection: It’s a scary world out there!
    • Full Service Identity Restoration
    • Lost Wallet Service
  • $5,000 Association Group Accident Medical Insurance coverage, protecting against unforeseen accident medical expenses.
  • $5,000 Association Group Critical Illness insurance coverage, addressing the financial impact of heart attack, cancer, and stroke conditions.
  • $25,000 AD&D and $250 Hospital Indemnity Group insurance coverage, offering a safety net for high out-of-pocket costs.
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Bundles For Fleets

Attract and retain drivers with cost effective health bundles

Telehealth Plans

24/7 Phone & Email with Doctors by Teladoc

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Occupational Accident

Occ Acc Direct offers next-day coverage, ensuring truckers the protection they need, right when it’s needed

Life Insurance

$50,000
Guaranteed Issue Acceptance

No Medical Exam

Dental Benefits

Starting at $21/Month

Individual Ameritas® Plans

Accident Medical

Up to $1 Million In Coverage

Help Reimburse Some of Your Medical Costs

Vision Insurance

Starting at $5/Month

EyeMed Advantage Network, with over 44,000 independent and retail providers.

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Short-Term Health Plans

For Unexpected Injuries and Sickness.

Telehealth

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Bypass traditional clinic visits with zero-dollar co-pays for medical consultations. Gain immediate entry to a nationwide network of board-certified physicians who can provide diagnoses, treatment recommendations, and prescriptions. Suitable for both individual drivers and their families.

Accessible around the clock, every day of the year, including holidays.

Occupational Accident

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Up to $1 Million In Coverage

Occ Acc Direct provides next-day occupational accident insurance, making it a necessity for independent truckers. With immediate coverage options and no limitations for pre-existing conditions, it offers up to $1 million in accidental medical coverage. The streamlined application process ensures quick enrollment, making it a convenient and financially smart choice for truckers.
Start your plan here.

Life Insurance

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$50,000 Term Life Benefit

For truck drivers who are always on the go, SimpleTerm Life Insurance offers a hassle-free and affordable way to secure your financial future. With no medical exams, bloodwork, or lengthy enrollment processes, you can quickly get coverage that’s guaranteed as long as you pay the premium. 

Dental Insurance

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Next Day Coverage

Dental Insurance can provide coverage for preventive, basic, and major dental expenses with the dentist of your choice. Also, some plans include orthodontia, teeth whitening and more.

Accident Supplement with Telehealth

Comprehensive Accident Medical Insurance logo

Accidents happen, and this plan can help with reimbursing some of the costs you incur so you can focus on getting care. CAM can help you pay for the treatment you need resulting from injuries or accidents.

Vision Insurance

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See the difference a vision plan can have on your health and your wallet! In these times, a vision plan can help save you money on exams, lenses, frames and more!

Short Term Medical

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Next Day Coverage

Flex Term Health Insurance helps to protect you from the medical bills that can result from unexpected Injuries and Sickness. Safeguard your financial future with Flex Term Health Insurance. It provides the peace of mind and health care access you need at a price you can afford.

Question? Ask Greg!

Former Trucker and Over 30 Years Helping Workers Find Affordable Health Care

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Join the ES Community to access discounts, innovative financing options, and tailored insurance solutions designed for owner-operators and small fleets.

Benefit from our extensive operational, legal, and safety support to enhance your business success and protect your career.

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