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Occupational Accident

Up to $1 Million In Accident Medical Coverage

Occupational Accident (called ‘OCC/ACC’ for short) provides financial benefits for accidental death, dismemberment, and paralysis; accident disability; and accident-related medical expenses.

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Key Benefits

  • More affordable than Worker’s Compensation
  • Simple application – instant issue
  • NO Pre-existing Condition limitations
  • Broader coverage

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Additional Coverage

Accident Medical

Up to $1 Million In Coverage

Help Reimburse Some of Your Medical Costs

Dental Benefits

Starting at $21/Month

Individual Ameritas® Plans

Vision Insurance

Starting at $5/Month

EyeMed Advantage Network, with over 44,000 independent and retail providers.

Life Insurance

Guaranteed Issue Acceptance

No Medical Exam

Telehealth Plans

2 Months Free!
24/7 Phone & Email with Doctors

Identity Theft

Comprehensive, affordable Identity Theft Protection.

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Short-Term Health Plans

For Unexpected Injuries and Sickness.


Anthem, UHC, Kaiser, BCBS, Humana

Prescription Savings Card

Save up to 80% on your prescriptions with Drug Card America

Valuable Health & Wellness Plans

Accident Medical Insurance

These plans help reimburse some of your medical costs in the event of an accident.

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CAM Highlights

  • Freedom to choose your own doctors and hospitals (4 visits per year)
  • $250,000, $500,000, $750,000, or $1,000,000 annual maximum options
  • Deductible options of $500, $750, $1,000, $1,250, or $1,500
  • 70%/30% or 100%/0% coinsurance option
  • Next day coverage available
  • Guaranteed Issue for eligible members:
  • No exams or medical questions

Teladoc Health is a non-insurance service included in your membership benefits and provides 24 hours a day, 365 days a year access to a network of U.S. Board Certified physicians who can diagnose, recommend treatment, prescribe or refill prescriptions for routine conditions.

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Plan Features

The GAP Assurance Plan allows you to select the coverage you need:

  • GAP Assurance provides a cash benefit to offset your out-of-pocket costs for eligible expenses.
  • Covers up to the benefit max for accidents and serious illnesses that can help pay a medical plan’s high deductibles, coinsurance, copays, & other out-of-pocket costs.
  • Payments go right to you. Use the money for whatever you need, like mortgage payments, credit card payments, car payments, daycare, or business costs.

CoreHealth Insurance Highlights

  • Doctor Office Visit benefits (adult and child)
  • Wellness Visit benefits (adult and child)
  • Hospital and ICU benefits
  • Emergency benefits
  • Surgery and anesthesia benefits
  • Accident medical expenses and more
  • Single or Family coverage
  • Freedom to choose any provider (Doctor, Hospital)

Teladoc Health is a non-insurance service included in your membership benefits and provides 24 hours a day, 365 days a year access to a network of U.S. Board Certified physicians who can diagnose, recommend treatment, prescribe or refill prescriptions for routine conditions.

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Core Dental Insurance

Ameritas Individual Network

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Dental Coverage:  Over 370+ Services and Procedures

Preventive – This plan includes coverage for one exam per year. 100% preventive dental benefits, routine exams, cleanings, fluoride treatments, sealants, and more.

Basic – Maximum Covered Expenses (MCE): Filling restoration, extractions – surgical removal of teeth, and more.

Major – Maximum Covered Expenses (MCE): Onlays, maxillary partial denture – resin base, denture repair, endodontics – root canal, periodontal scaling and root planing, crown and crown repairs, pontics, fixed bridges, and more. 6-month waiting period.

Claims for Preventive (Type 1) visits are paid based on the maximum amount a network provider may charge. If you visit an out-of-network dentist, claims are paid based on the lowest contracted network provider fee in your ZIP Code. Claims for Basic (Type 2) and Major (Type 3) services are paid based on a list of covered dental procedures showing the maximum dollar amount that insurance will pay for each. You pay the difference between what the plan pays and the dentist’s actual charge. If you select a network provider, you may have lower out-of-pocket costs.

Extra Plan Benefits:

Vision Insurance: A portion of your dental maximum can be used to help cover vision expenses. Simply select your preferred vision provider, pay the provider, and submit a claim for reimbursement up to $100. There’s no network so you can take advantage of special pricing offers from any eye doctor.

Dental Rewards® & PPO Bonus: Each year you submit at least one dental claim and keep your total amount of benefits at or under $500, you qualify to carry over $250 in benefit dollars to the following year. Over time, you can earn up to the maximum accumulation of $1,000 to use after your existing annual maximum benefit is used. If you visit an Ameritas network provider, you earn an additional $100 per year. PPO Bonus is not available in MT or RI.

Large Nationwide Network: The Ameritas Dental Network is one of the largest in the nation. When visiting a network provider, members can enjoy discounted fees on dental procedures covered by their plan.

    Licensed agents are here to help you make informed decisions so please call 888-964-0302 today!

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    PPO Dentists AND Freedom of Choice
    You’re free to visit any licensed dentist. These plans offer members more than 471,000 Ameritas PPO (Participating Provider Organization) access points for dental care nationwide.

    Ameritas PPO network providers have agreed to charge discounted fees to our members, so you can almost always save money.

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    EyeMed Vision

    Plans start at $5/month

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    Individual EyeMed Vision Plans

    With the largest national network of independent American Board of Ophthalmology (ABO) certified Optometrists, EyeMed vision insurance is smart to have. Here’s the coverage you receive annually:

    • Eye Exams – $10
    • Prescription Glasses – $25, with a $130 allowance on frames
    • Lenses – Single vision, lined bifocal and trifocals are included.
    • Premium enhancements, anti-glare and progressive bifocals – see plan details
    • Contact lenses – $130 allowance for only a $60 payment.
    eyemed vision

    Eye Doctors and Corrective Vision

    Use your EyeMed Vision benefits at over 60,000+ optomists offices and retail locations. Get discounts on thousands of frames. 

    Your Online Benefits

    You can also utilize your eye insurance benefits on the websites for LensCrafters, Target Optical, Contacts Direct, Ray Ban and

    LASIK Benefits

    To locate laser vision correction providers, please call 1-877-5LASER6 or visit

    Individual Vision Insurance Plan And Benefits

    Availability By State

    EyeMed Individual Vision Insurance is available in Arkansas, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin and Wyoming.

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    Identity Theft Protection

    Comprehensive and Affordable

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    What Makes Securus ID Different?

    Not only do we provide the most advanced protection and monitoring available but
    ALL our plans include our fully-managed recovery should you become a victim and

    • All forms of ID Theft – including financial, medical, benefits, insurance, phone,
      utilities, government documents.
    • Family Fraud & Acts of Terrorism
    • Unknown Identity Theft Events that occurred prior to the start of new
      membership plan.
    • Identity Specialists (CITRMS Certified) work on members behalf until the victim’sidentity is at a pre-event status.
    • 24/7 Victim Access to an online case management system provides the victim with an up to the minute status of their recovery
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    Additional Benefits Include: 

    • Full-Service Identity Restoration/Recovery
    • Lost Wallet
    • Social Media Monitoring
    • Social Security Number
    • Trace with Monitoring
    • Change of Address Monitoring
    • Up to 1 million of Expense Reimbursement Insurance with $0 Deductible including stolen funds
    • Credit Monitoring
    • Annual Credit Reports.

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    Life Insurance

    Up to $50,000 Guaranteed Acceptance

    Yes, You’re Accepted. No Bloodwork, No Medical Questions.

    Coverage As Soon As Tomorrow.

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    Up to $50,000 Guaranteed Issue

    The most selfless thing you can do for your loved ones in case of a future without you. In the event of your death a tax free payout is provided to help cover expenses like, paying off debt and final expenses, groceries and family living expenses, funeral and death costs, paying mortgage or rent and a temporary replacement of income.

    We are proud to say that Simple Term Life Insurance is underwritten by Lifeshield National Insurance Co. Since 2001, LifeShield National Insurance Co. has held a rating of B++ (Good) for financial strength by AM Best Company.

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    Coverage For Short Term Coverage

    Flexibility to Choose Your Own Physician & Hospitals

    Next Day Coverage

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    FlexTerm Health Insurance helps to protect you from the medical bills that can result from unexpected Injuries and Sickness. Safeguard your financial future with FlexTerm Health Insurance. It provides the peace of mind and health care access you need at a price you can afford.

    FlexTerm Health Insurance Highlights

    • Plans available up to 12 months*
    • 5 minute simple applaication process
    • Flexibility to choose your own physician and hospitals
    • Next Day Coverage

    * Some states may vary

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    Major Medical / Obamacare / ACA

    Traditional Health Insurance Coverage for accidents, illness, surgical, pre-existing conditions and prescription medications.

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    How To Get Traditional Major Medical Insurance

    You may obtain Affordable Care Act (also known as Obamacare) compliant health plans through government exchanges or through private marketplaces. These are major medical plans that cover:

    • Surgeries
    • Preventative Care
    • Pre-Existing Conditions
    • Many other benefits you would find with employer subsidized health insurance

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    Health Marketplace
    Need help? Call – 888-964-0302