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Health and Personal Benefits

Illinois Praire State Chiropractic Association

Short Term Health Plans

For Unexpected Injuries and Sickness.

Dental Benefits

Starting at $21/Month

Vision Insurance

Starting at $5/Month

Telehealth Plans

24/7 Phone & Email with Doctors

Prescription Drug Savings

Upgrade Your Plan for Free and Get Great Discounts

Life Insurance

Guaranteed Issue Acceptance

Accident Medical

Help Reimburse Some of Your Medical Costs


Anthem, UHC, Kaiser, BCBS, Humana

Coverage For Short Term Coverage

Flexibility to Choose Your Own Physician & Hospitals

Next Day Coverage

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Get A Quick Online Quote

flexterm insurance by Everest

FlexTerm Health Insurance helps to protect you from the medical bills that can result from unexpected Injuries and Sickness. Safeguard your financial future with FlexTerm Health Insurance. It provides the peace of mind and health care access you need at a price you can afford.

FlexTerm Health Insurance Highlights

  • Plans available up to 12 months*
  • 5 minute simple applaication process
  • Flexibility to choose your own physician and hospitals
  • Next Day Coverage

* Some states may vary

Ameritas Core Dental Insurance

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Dental Coverage:  Over 370+ Services and Procedures

Preventive – This plan includes coverage for one exam per year. 100% preventive dental benefits, routine exams, cleanings, fluoride treatments, sealants, and more.

Basic – Maximum Covered Expenses (MCE): Filling restoration, extractions – surgical removal of teeth, and more.

Major – Maximum Covered Expenses (MCE): Onlays, maxillary partial denture – resin base, denture repair, endodontics – root canal, periodontal scaling and root planing, crown and crown repairs, pontics, fixed bridges, and more. 6-month waiting period.

Claims for Preventive (Type 1) visits are paid based on the maximum amount a network provider may charge. If you visit an out-of-network dentist, claims are paid based on the lowest contracted network provider fee in your ZIP Code. Claims for Basic (Type 2) and Major (Type 3) services are paid based on a list of covered dental procedures showing the maximum dollar amount that insurance will pay for each. You pay the difference between what the plan pays and the dentist’s actual charge. If you select a network provider, you may have lower out-of-pocket costs.

Extra Plan Benefits:

Vision Insurance: A portion of your dental maximum can be used to help cover vision expenses. Simply select your preferred vision provider, pay the provider, and submit a claim for reimbursement up to $100. There’s no network so you can take advantage of special pricing offers from any eye doctor.

Dental Rewards® & PPO Bonus: Each year you submit at least one dental claim and keep your total amount of benefits at or under $500, you qualify to carry over $250 in benefit dollars to the following year. Over time, you can earn up to the maximum accumulation of $1,000 to use after your existing annual maximum benefit is used. If you visit an Ameritas network provider, you earn an additional $100 per year. PPO Bonus is not available in MT or RI.

Large Nationwide Network: The Ameritas Dental Network is one of the largest in the nation. When visiting a network provider, members can enjoy discounted fees on dental procedures covered by their plan.

    Licensed agents are here to help you make informed decisions so please call 888-978-0315 today!

    woman brushing her teeth that were recently cleaned by a dental hygienist

    PPO Dentists AND Freedom of Choice
    You’re free to visit any licensed dentist. These plans offer members more than 471,000 Ameritas PPO (Participating Provider Organization) access points for dental care nationwide.

    Ameritas PPO network providers have agreed to charge discounted fees to our members, so you can almost always save money.

    Get A Vision Plan Starting at $5 per Month

    Call Greg For A Free Consultation

    Get A Quick Online Quote

    Individual EyeMed Vision Plans

    With the largest national network of independent American Board of Ophthalmology (ABO) certified Optometrists, EyeMed vision insurance is smart to have. Here’s the coverage you receive annually:

    • Eye Exams – $10
    • Prescription Glasses – $25, with a $130 allowance on frames
    • Lenses – Single vision, lined bifocal and trifocals are included.
    • Premium enhancements, anti-glare and progressive bifocals – see plan details
    • Contact lenses – $130 allowance for only a $60 payment.
    eyemed vision

    Eye Doctors and Corrective Vision

    Use your EyeMed Vision benefits at over 60,000+ optomists offices and retail locations. Get discounts on thousands of frames. 

    Your Online Benefits

    You can also utilize your eye insurance benefits on the websites for LensCrafters, Target Optical, Contacts Direct, Ray Ban and

    LASIK Benefits

    To locate laser vision correction providers, please call 1-877-5LASER6 or visit

    Individual Vision Insurance Plan And Benefits

    Availability By State

    EyeMed Individual Vision Insurance is available in Arkansas, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin and Wyoming.

    Life Insurance
    Up to $50,000 Guaranteed Acceptance

    Yes, You’re Accepted. No Bloodwork, No Medical Questions.

    Coverage As Soon As Tomorrow.

    Call Greg For A Free Consultation

    Get A Quick Online Quote

    Comprehensive Accident Medical Insurance logo

    Up to $50,000 Guaranteed Issue

    The most selfless thing you can do for your loved ones in case of a future without you. In the event of your death a tax free payout is provided to help cover expenses like, paying off debt and final expenses, groceries and family living expenses, funeral and death costs, paying mortgage or rent and a temporary replacement of income.

    We are proud to say that Simple Term Life Insurance is underwritten by Lifeshield National Insurance Co. Since 2001, LifeShield National Insurance Co. has held a rating of B++ (Good) for financial strength by AM Best Company.

    Accidents Medical Insurance

    These plans help reimburse some of your medical costs in the event of an accident.

    Call Greg For A Free Consultation

    Comprehensive Accident Medical Insurance logo

    CAM Highlights

    • Freedom to choose your own doctors and hospitals (4 visits per year)
    • $250,000, $500,000, $750,000, or $1,000,000 annual maximum options
    • Deductible options of $500, $750, $1,000, $1,250, or $1,500
    • 70%/30% or 100%/0% coinsurance option
    • Next day coverage available
    • Guaranteed Issue for eligible members:
    • No exams or medical questions

    Teladoc Health is a non-insurance service included in your membership benefits and provides 24 hours a day, 365 days a year access to a network of U.S. Board Certified physicians who can diagnose, recommend treatment, prescribe or refill prescriptions for routine conditions.

    Smart accident insurance logo

    Plan Features

    • Benefits paid regardless of other coverage you may have. *
    • Help reduce the burden of out-of-pocket expenses associated with co-pays and other expenses not covered by your primary medical plan.
    • Reimbursement for a wide variety of costs associated with unexpected, covered accidents.
    • Reduce the out-of-pocket expense of emergency room visits, ambulance costs, and major diagnostic exams.
    • Additional coverage can include Critical Illness, Cancer Only Critical Illness, Accidental Death & Dismemberment, Hospitalization, and Funeral & Bereavement Insurance

    CoreHealth Insurance Highlights

    • Doctor Office Visit benefits (adult and child)
    • Wellness Visit benefits (adult and child)
    • Hospital and ICU benefits
    • Emergency benefits
    • Surgery and anesthesia benefits
    • Accident medical expenses and more
    • Single or Family coverage
    • Freedom to choose any provider (Doctor, Hospital)

    Teladoc Health is a non-insurance service included in your membership benefits and provides 24 hours a day, 365 days a year access to a network of U.S. Board Certified physicians who can diagnose, recommend treatment, prescribe or refill prescriptions for routine conditions.

    Not all plans are available in all states – Get A Quote!

    Shop for Your Major Medical Plan Today

    Traditional Health Insurance Coverage for accident, illness, surgical, preexisting conditions and prescription medications.

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    How To Get Traditional Major Medical Insurance

    You may obtain Affordable Care Act (also known as Obamacare) compliant health plans through government exchanges or through private marketplaces, like Illinois Prairie State Chiropractor Association Health Marketplace. These are major medical plans that cover:

    • Surgeries
    • Preventative Care
    • Pre-Existing Conditions
    • Many other benefits you would find with employer subsidized health insurance

    View More Trucker Path Benefits

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