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Short-term coverage to protect you during life’s transition periods

As Little As $85.00/ Month

*based on State, Age and Availability 

Insurance Coverage For Unforeseen Accidents and Illnesses

Short-Term Medical is not for everyone. It’s important to know what’s not covered, so you can avoid any surprises if you are not the right customer for this product, including but not limited to:

    • Pre-existing conditions are not covered
    • Dental and eye care are not covered
    • Prescriptions (unless prescribed during a covered hospitalization) are not covered

We want your plan to work for you. That’s why it’s also important to know that Everest STM is not considered “minimal essential coverage” under the federal Affordable Care Act and that you may be subject to a tax penalty.


  • Deductible options ($1,000, $2,500, $5,000, $7,500, or $10,000)
  • Co-pay options ($30, $40, or $50)
  • Co-insurance options (50/50, 70/30, 80/20, or 100/0)
  • Coverage period maximum ($250,000, $750,000, $1,000,000, or $1,500,000)
  • Length of coverage options
  • Eligibility 18-64 years old (child only coverage for ages 2-25)
  • Monthly or pre-pay payment options
  • Free-look period
Affordable Short-Term Medical Insurance