We make it Easy to stay healthy
Affordable Dental, Vision, and Health Insurance
- Enroll Anytime!
- Customized Dental, Vision, Medical and more!
- Care and Protection for Everyday Life!
Dental Insurance
Starting at $21/Month
Vision Insurance
Starting at $5/Month
Life Insurance
$50,000 Guaranteed Issue
Short Term Health Plans
For Unexpected Injuries and Illness.
Health Insurance
Anthem, UnitedHealhcare, Kaiser, BCBS, Humana
Next Day Coverage with Core Dental
Benefits Starting at $21 per Month
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Dental Coverage:Â Over 300 Services and Procedures
- Preventive Dental Benefits: Routine exams, bitewings, cleanings, fluoride treatments, sealants, and more.
- Basic Dental Benefits: Full mouth X-rays, amalgam restoration (silver fillings), simple extractions and more.
- Major Dental Benefits (on Silver, Gold, Platinum Plans): Onlays, maxillary partial denture – resin base, denture repair, surgical removal of teeth, deep sedation/general anesthesia, endodontics – root canal, periodontal scaling and root planning, crown and crown repairs, pontics – porcelain fused to noble metal, and more.
- Orthodontia Benefits (on Silver, Gold, Platinum Plans): A benefit available to dependent children of the plan.
- Teeth Whitening
- LASIK Savings
PPO Dentists AND Freedom of Choice
You’re free to visit any licensed dentist. These plans offer members more than 471,000 Ameritas PPO (Participating Provider Organization) access points for dental care nationwide. Ameritas PPO network providers have agreed to charge discounted fees to our members, so you can almost always save money.
Get A Vision Plan Starting at $5 per Month
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Individual EyeMed Vision Plans
With the largest national network of independent American Board of Ophthalmology (ABO) certified Optometrists, EyeMed vision insurance is smart to have. Here’s the coverage you receive annually:
- Eye Exams – $10
- Prescription Glasses – $25, with a $130 allowance on frames
- Lenses – Single vision, lined bifocal and trifocals are included.
- Premium enhancements, anti-glare and progressive bifocals – see plan details
- Contact lenses – $130 allowance for only a $60 payment.
Eye Doctors and Corrective Vision
Use your EyeMed Vision benefits at over 60,000+ optomists offices and retail locations. Get discounts on thousands of frames.
Your Online Benefits
You can also utilize your eye insurance benefits on the websites for LensCrafters, Target Optical, Contacts Direct, Ray Ban and Glasses.com..
LASIK Benefits
To locate laser vision correction providers, please call 1-877-5LASER6 or visit www.eyemedlasik.com.
Individual Vision Insurance Plan And Benefits
EyeMed Healthy
Eye Exam and Great Discounts- Comprehensive Eye Exam
- Discounts On Frames
- Discounts On Lenses – SV / BV / TF
- Discounts On Contact Lenses
- Additional Discounts
- Out-Of-Network Discounts
EyeMed Bold
Essential Vision Coverage- Comprehensive Eye Exam
- Allowance On Frames
- Discounts On Lenses – SV / BV / TF
- Allowance On Contact Lenses
- Allowance Discounts
- Out-Of-Network Benefits
EyeMed Bright
Family Vision Coverage- Comprehensive Eye Exam
- Allowance On Frames
- Discounts On Lenses – SV / BV / TF
- Allowance On Contact Lenses
- Allowance Discounts
- Out-Of-Network Benefits
EyeMed Individual Vision Insurance is available in Arkansas, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin and Wyoming.
Life Insurance
Choose your coverage amount and enroll.
As long as you pay the premium, you’re covered for the duration of the policy
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Guaranteed Rate / 5-Year Term
Your rate is guaranteed for a 5-year term period. You can keep your policy until you decide you do not need it. Cancel any time.
Cover Expenses
The most selfless thing you can do for your loved ones in case of a future without you. In the event of your death a tax-free payout is provided to help cover expenses like the following:
- Paying off debt and final expenses
- College tuition for children
- Paying for groceries and family living expenses
- Funeral and death costs
- Paying off your mortgage or rent
- Temporary replacement of income
Not all plans are available in all states
Short Term Health Plans
Flexibility to Choose Your Own Physician & Hospitals. Next Day Coverage.
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FlexTerm Health Insurance helps to protect you from the medical bills that can result from unexpected Injuries and Illness. Safeguard your financial future with FlexTerm Health Insurance. It provides the peace of mind and health care access you need at a price you can afford.
FlexTerm Health Insurance Highlights
- Plans available up to 12 months*
- 5 minute simple applaication process
- Flexibility to choose your own physician and hospitals
- Next Day Coverage
* Some states may vary
Shop for Your Major Medical Plan Today
Traditional Health Insurance Coverage for accident, illness, surgical, preexisting conditions and prescription medications.
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How To Get Traditional Major Medical Insurance
You may obtain Affordable Care Act (also known as Obamacare) compliant health plans through government exchanges or through private marketplaces. These are major medical plans that cover:
- Surgeries
- Preventative Care
- Pre-Existing Conditions
- Many other benefits you would find with employer subsidized health insurance
Qualifying Events For Changing Major Medical Plans
- Getting married
- Having, adopting, or placement of a child
- Medical Child Support Orders (MCSO) issued by state or federal court
- Permanently moving to a new area that offers different health plan options
- Losing other health coverage due to a job loss, divorce, loss of eligibility for Medicaid or CHIP
- Expiration of COBRA coverage or a health plan being de-certified.
- Those covered in an Insurance Marketplace (state or federal exchange) and having a change in income or household status that affects eligibility for tax credits or cost-sharing reductions
Federal Open Enrollment Period for 2023 Plans
Without a qualifying event, you can enroll in new ACA Certified Health Insurance during Open Enrollment, November 1, 2022 – December 15, 2022.
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