Dental Coverage:  Over 370+ Services and Procedures

Preventive – This plan includes coverage for one exam per year. 100% preventive dental benefits, routine exams, cleanings, fluoride treatments, sealants, and more.

Basic – Maximum Covered Expenses (MCE): Filling restoration, extractions – surgical removal of teeth, and more.

Major – Maximum Covered Expenses (MCE): Onlays, maxillary partial denture – resin base, denture repair, endodontics – root canal, periodontal scaling and root planing, crown and crown repairs, pontics, fixed bridges, and more. 6-month waiting period.

Claims for Preventive (Type 1) visits are paid based on the maximum amount a network provider may charge. If you visit an out-of-network dentist, claims are paid based on the lowest contracted network provider fee in your ZIP Code. Claims for Basic (Type 2) and Major (Type 3) services are paid based on a list of covered dental procedures showing the maximum dollar amount that insurance will pay for each. You pay the difference between what the plan pays and the dentist’s actual charge. If you select a network provider, you may have lower out-of-pocket costs.

Extra Plan Benefits:

Vision Insurance: A portion of your dental maximum can be used to help cover vision expenses. Simply select your preferred vision provider, pay the provider, and submit a claim for reimbursement up to $100. There’s no network so you can take advantage of special pricing offers from any eye doctor.

Dental Rewards® & PPO Bonus: Each year you submit at least one dental claim and keep your total amount of benefits at or under $500, you qualify to carry over $250 in benefit dollars to the following year. Over time, you can earn up to the maximum accumulation of $1,000 to use after your existing annual maximum benefit is used. If you visit an Ameritas network provider, you earn an additional $100 per year. PPO Bonus is not available in MT or RI.

Large Nationwide Network: The Ameritas Dental Network is one of the largest in the nation. When visiting a network provider, members can enjoy discounted fees on dental procedures covered by their plan.

Licensed agents are here to help you make informed decisions so please call 888-978-0315 today!

Individual EyeMed Vision Plans

With the largest national network of independent American Board of Ophthalmology (ABO) certified Optometrists, EyeMed vision insurance is smart to have. Here’s the coverage you receive annually:

• Eye Exams – $10
• Prescription Glasses – $25, with a $130 allowance on frames
• Lenses – Single vision, lined bifocal and trifocals are included.
• Premium enhancements, anti-glare and progressive bifocals – see plan details
• Contact lenses – $130 allowance for only a $60 payment.

Eye Doctors and Corrective Vision

Use your EyeMed Vision benefits at over 60,000+ optomists offices and retail locations. Get discounts on thousands of frames. 

Your Online Benefits

You can also utilize your eye insurance benefits on the websites for LensCrafters, Target Optical, Contacts Direct, Ray Ban and Glasses.com..

MDLive is a non-insurance service included in your membership benefits and provides 24 hours a day, 365 days a year access to a network of U.S. Board Certified physicians who can diagnose, recommend treatment, prescribe or refill prescriptions for routine conditions.